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5 Ways to Double Your Investment

Passive income ideas for beginners

• High-yield savings account. A high-yield savings account can be an easy way to get an extra boost on your savings beyond what you’d receive in a typical checking or savings account. It won’t be much, but it’s a simple way to get started with passive income.
• Certificates of deposit. CDs are another way to generate some passive income, but your money will be tied up more than it would be in a high-yield savings account.
• Real estate investment trusts. REITs are a way to invest in real estate without having to put in all the effort that comes with managing properties. REITs typically pay out the majority of their income in dividends, making them an attractive option for investors looking for passive income.

11. Money-making strategy: Walk dogs

There are networks devoted connecting dog owners with dog walkers. Rover is one of the largest networks of dog walkers out there. Of course, you could also use social media or just knock on neighbors doors to advertise your services, but you can easily use one of these services.

Do a great job if you're serious about building a track record of solid reviews. That will help you make money in the future when you're in desperate need of it.

29. Money-making strategy: Conduct a webinar

Okay, it sounds intimidating but webinars are one of the best ways to earn cash quickly. You're speaking to a highly-engaged audience. If you position yourself and the offer correctly, you can make loads of money in a very short period.

GoToWebinar is by far the biggest platform. Webinar Jam is one of the most feature-rich platforms out there. Whichever you go with comes down to how well you can sell. It takes practice, but this is fast cash at its essence.

Related: 12 Realistic Ways to Make Your First $1 Million

21. Money-making strategy: Give blood

You can \make around $20 to $50 per donation of blood, depending if your blood type is rare or common. You can also donate plasma. Different states have different minimum requirements that must be paid when people donate plasma.

Plasma donations help people who are fighting Leukemia and other immune disorders. This is a bit more complicated and involved than donating blood but you won't get much more than donating blood.

What 's the Single Best Way to Double Your Money?

It really depends on your risk tolerance, investment time horizon, and personal preferences. A balanced approach that involves investing in a diversified portfolio of stocks and bonds works for most people. However, those with higher risk appetites might prefer dabbling in more speculative stuff like small-cap stocks or cryptocurrencies, while others may prefer to double their money through real estate investments.

What Apps Pay You Real Money?

If you’re looking for an app that pays real money, check out the following list:

• Ibotta: earn real money on online or in-store purchases in one of over 1,500 retail chains and brands. Offers are retailer or product-specific, some of which are applied automatically. Products you can buy include entertainment, clothing, pet supplies, groceries, and more.
• Rakuten: With this app, you’re rewarded with as much as 40% cash-back when you make purchases from well-known restaurants, food delivery services, and retailers. To increase your earnings, you can link a debit or credit card and earn cashback when you buy in-store instead of online.
• Swagbucks: Earn your Swagbucks shopping, playing games, watching videos, and any number of other tasks. You can redeem the points you earn for cash into a PayPal account.
• Cointiply: This is a micro-task website where you sign up and receive free bitcoins in exchange for various tasks. These might be installing apps, filling in surveys, viewing apps, playing games, or much more.
• Doordash: if you’ve got a bike or vehicle, Doordash pays you for delivering food. More than 250,000 restaurants located in over 300 cities use this app for providing food to customers.
• Shipt: This app is similar to DoorDash, but you are paid for delivering groceries in this case.
• Shopkick: To earn money from this app, you’ll need to pick from various tasks that tend to revolve around visiting a store and shopping. It’s also a mystery shopping app that pays you for visiting stores and checking whether specific products are in stock.
• Mercari: Choose Mercari if you’ve got loads of stuff you want to sell. It’s an online marketplace for new and used items for sale across the US.
• Poshmark: Poshmark is an app for anyone with clothing to sell. Millions of users visit the platform, and listing your items is free.

Level of expertise: Beginner, intermediate

Requirements: PayPal account for receiving payments

Time: Instant

Tools: An account with one or more money-making apps

Income Potential: $5 – $500/week

8. Money-making strategy: Sell on CafePress or Etsy

If you can design digital items, you can sell them for a share of the profits on a site like CafePress. You can do this with nothing more than some design software. They can include custom logos, inspirational sayings and other topical or trending designs appealing to the masses.

You could hire a designer to assist you with this, but you still need to come up with the ideas. This works best if you understand design yourself but requires no overhead. Items are printed and delivered on-demand. You simply receive a share of the proceeds. Similarly, you could sell items on Etsy as well.

1. Money-making strategy: Drive for Uber or Lyft

Companies like Uber and Lyft offer a great opportunity to make some quick cash. You'll need a clean driving record, a fairly new car and the authorization to work wherever it is that you live. If you have all of those things, you can work when it's feasible for you, whether that's in the middle of the day during rush hour, or in the wee hours of the night on a weekend. The choice is yours.

Narrate Audiobooks to Make Money Online

The audiobook industry has experienced dramatic growth in recent years, which means there’s a significant demand for audiobook narrators. The popularity of audiobooks doesn’t seem to be slowing down either. It is expected to expand at a compound annual growth rate of 24.4% from 2020 to 2027.

There are no special qualifications for this online role, but you will need a great speaking voice and enjoy reading.

One of the quickest and easiest ways of starting your narrating career is to sign up with a platform connecting authors with audiobook narrators. Here are some examples of where to look:

• ACX
• Voices
• Audible
• Brilliance Audio
• Voicebunny.com

You’re going to need to invest in some good recording software and a top-quality microphone. Start by creating some samples so that potential clients can hear your voice.

Another good place to look for work is Upwork. This freelancing website will help you expand your reach.

Level of expertise: Beginner, intermediate, expert

Requirements: Love of reading and a great voice

Time: Instant

Tools: Recording software, a good quality microphone, somewhere quiet to make the recordings

Income Potential: $100 – $500/finished hour

Profit through savvy social media strategies

There are similar ways to make money with Instagram and other social media platforms. Connect and stay top-of-mind with potential clients and customers on LinkedIn, Instagram and Facebook. Livestream on Facebook or start a Facebook group to share your expertise, promote what you do and expand your network.

32. Money-making strategy: Pawn your valuables

If you're running on fumes, financially speaking, but you have some money coming your way soon, consider pawning something of value to borrow fast cash. Of course, to get those items back you'll need to pay back the loan with interest. If you don't pay it back in time, that you'll lose the item. If it's really something that has a lot of intrinsic value to you, don't do it. But if it's something that doesn't, you can certainly consider it depending on your situation.

Looking to delve deeper into the world of entrepreneurship? Visit our newly relaunched Entrepreneur Bookstore.

The psychology of making money.

Regardless if you need to earn some fast cash or we're just talking about making money in the grand scheme of things, there's an important psychology that needs to be mentioned before getting into the strategies. If you study Freud's model of the mind, you'll discover the Psychic Apparatus. It's the three-part construct in your mind that controls all of your behavior.

Those three are the id, the super-ego and the ego. The id lives deep within the subconscious from birth. It's the source of our sudden and most instinctive urges. When you find yourself doing what you know you shouldn't, blame your id.

The super-ego is formed later in life to balance the id. It forms and breaks off from the id through our upbringing, parental guidance and our sense of community and beliefs. People who are careful with their money can thank their super-ego.

The ego is the driver making the decisions. It decides between the devil (the id) and the angel (the super-ego) on either shoulder (yes, all those cartoons you've ever seen are partly true). We have voices in our mind, and it's up to the ego to decide which one to fulfill. Its goal is to satisfy the id in some way while also attending to the super-ego.

Get-rich-quick schemes and fad weight-loss diets are naturally popular because they satisfy the id while also attending to the super-ego. The ego's job is complete when it sees something like this. The appeal of "fast'' stems from the innate desire for instant gratification, so beware of what seems too good to be true (they often are) when you're looking to make money quickly. Be wary. Listen to the conversation deep within the confines of your mind and do your best to tame the proverbial beasts.

What are the best ways to make money right away? While a search online when you're in need of some fast cash will produce millions of results, not all will be legitimate. It's up to you to filter through the so-called noise. These 32 strategies will help put you in the black, even if it's in a very small way. Once you are, resume planning and focusing on the bigger picture.

Related: How to Make a Fortune With $100

Key Takeaways

• There are five key ways to double your money, ranging from a conservative strategy of investing in savings bonds to an aggressive approach that involves investing in speculative assets such as options, penny stocks, or cryptocurrencies. The classic approach of doubling your money by investing in a diversified portfolio of stocks and bonds is probably the one that is applicable to most investors.
• Broadly, investing to double your money can be done safely over several years, or quickly, although for those who are impatient, there’s more of a risk of losing most or all of their money.
• Though doubling your money is a realistic goal that most investors can strive toward, there are some caveats—be honest about your risk tolerance; don't let greed and fear have an adverse impact on your investment decisions; and be extremely wary about get-rich-quick schemes that promise you "guaranteed" sky-high results with minimal risk.
• One of the best ways to double your money is to take advantage of retirement and tax-advantaged accounts offered by employers, notably 401(k)s.

FAQs

Make Money Typing

Gone are the days of rooms full of typists tip-tapping away. There’s no longer a need for such services because most people are half-decent typists themselves. But that doesn’t mean there isn’t still a need for experiences and better than decent typists. Thanks to the internet, it’s now a job you can do anywhere.

You don’t need lots of equipment, and the only requirement is that you complete assignments on time. Another benefit is that you can start making money instantly, whenever you’ve got the free time, or make it into a full-time career.

A range of typing jobs are available, but the majority fall into the following categories:

• Transcription: With this type of work, you’ll be typing audio recordings. It might be lectures, dictation, phone messages, conference calls, workshops, speeches, podcasts, interviews, webinars, or videos. Within this category, there are specializations such as legal transcription and corporate/financial transcription.
• Medical transcription: This role requires specialist training and certification as it involves transcribing dictation made by physicians or medical practitioners.
• Captioning: A captioner works off live video rather than recorded audio. Fast typing speeds are a requirement and accuracy and stenography equipment.

Level of expertise: Intermediate, expert

Requirements: Excellent spelling, punctuation, grammar, and typing skills,

Time: Instant

Tools: Sign up with a typing website, computer with a large monitor, headphones, foot pedal

Income Potential: $7 – $50/hour

2. Money-making strategy: Become a market research participant

In college I participated in loads of market research. It's fairly quick money for not a lot of work. Companies looking for consumers' opinions on a variety of products and services put you in a room to garner your opinion. That's it.

This often involves writing or stating your opinion, answering polls or surveys, or breaking off in a discussion group. The mechanics don't matter much. The point is that you can rely on it from time to time. Focusgroup.com is just one company that is looking for participants.

Related: 6 Things You Must Quit Doing Now If You Want to Be More Successful

Start an eCommerce Site and Sell Physical Products

In recent years, eCommerce sites have really taken off, and thanks to platforms such as WooCommerce and WordPress, building your site couldn’t get much easier. Because so many brick-and-mortar stores have had to close their doors due to COVID, the popularity of this option is likely to increase.

Online shopping is no longer the luxury it once was. More than a decade ago, eCommerce only accounted for 5.1% of total retail sales. Fast forward and in 2019, online sales accounted for 21%. For millions of people, thanks to Covid-19, it is now a necessity. For your eCommerce business to be successful in the long term, you’ll need a long-term vision and a product that brings real value to the market.

To run a successful eCommerce store, you need to create and sell a niche physical product to a specific audience or purchase trending products cheaply from an overseas manufacturer, repackage them and sell them at a markup.

The first option can be a little risky, but it also has the potential to be very successful. A certain amount of passion for your product or products is essential, and you’ll also need to be prepared to put in the graft when it comes to research, development of your product, and also testing.

There are some very successful eCommerce sites you can take inspiration from, such as Beardbrand, Ratio Coffee, and SkinnyMe Tea. All three of these companies show what incredible results are possible if you’re prepared to put in the work.

The second option is less risky, but you first have to source a product that’s already popular. One place to look is AliExpress. You buy the product in bulk, repackage it, and then sell it via your eCommerce store.

Aside from finding the right product, you’ll also need to think about how you’ll ship the orders. Handling it yourself is the obvious option, but something called drop shipping is another possibility. In this case, you take the orders, and the manufacturer handles the shipping on your behalf.

Level of expertise: Beginner, intermediate, expert

Requirements: The right idea and customers for your product

Time: You could be making money in a couple of months

Tools: Hosting, domain, products to sell

Income Potential: $50-$100,000/monthh=

Create Online Courses

You get them popping up on your Facebook news feed and in ads when you search online. It feels like online courses are everywhere you look nowadays, but it’s not too late to get in on the action. It is forecast that the online education market could reach $350 billion by 2025. There is one requirement, however. You need knowledge that someone is willing to pay for. If you’ve got what it takes, online courses are a fantastic opportunity.

It’s not the end of the world if you don’t have the wherewithal to create your own course because there’s always the option of becoming an instructor. Pick the right platform and you’ll be able to pass on your experience and skills to a broad audience who might be interested in learning something new.

If you’re wondering what kind of topics sell, here are some examples:

• Personal development
• Photography
• Art
• Gardening
• Technology
• Languages (we’ll be looking at teaching English a little later)
• Cooking
• Marketing

An excellent place to start, if you have decided on a topic, is to poll your audience. You’ll discover what they want to learn and how much they’ll be willing to pay for it.

Level of expertise: Expert

Requirements: Knowledge or skill people want to pay for

Time: You could be earning an income in a couple of months

Tools: Online learning platforms such as Udemy and Kajabi, or a software product such as WooCommerce or WordPress, an online course platform like Thinkific.

Income Potential: $50-$10,000/month

Review music for money

Did you realize you could get paid for listening to music and writing a review? Sign up to one of several websites, and review music from upcoming songwriters and singers. All you have to do is listen and then give your opinion. The more music you review, the bigger the reward. Musicxray, Playlist Push, and Current.us are just a few possible sites.

Teach English as a Virtual Tutor

It’s possible to teach English as a virtual tutor with no experience. However, you do have to be a fluent English speaker. Teaching English online has enjoyed rapid growth in demand and popularity. There are currently over a billion people currently learning English globally.

New online platforms and schools pop up regularly. Some require a bachelor’s degree, but others don’t. TEFL or ESL certification, however, is essential.

Level of expertise: Beginner, intermediate, expert

Requirements: No teaching experience is required, but you can earn more with a degree or teaching certification

Time: Instant

Tools: Account with an online teaching platform

Income Potential: From $10/hour – $40/hour

What are some fast ways to make money?

If you need to make some cash in a short space of time, there are many options. Answer questions in online surveys, get paid for searching the web, or review apps and websites for cash.

4. Affiliate marketing

With affiliate marketing, website owners, social media “influencers” or bloggers promote a third party’s product by including a link to the product on their site or social media account. Amazon might be the best-known affiliate partner, but eBay, Awin and ShareASale are among the larger names, too. And Instagram and TikTok have become huge platforms for those looking to grow a following and promote products.

You could also consider growing an email list to draw attention to your blog or otherwise direct people to products and services that they might want.

Opportunity: When a visitor clicks on the link and makes a purchase from the third-party affiliate, the site owner earns a commission. The commission might range from 3 to 7 percent, so it will likely take significant traffic to your site to generate serious income. But if you can grow your following or have a more lucrative niche (such as software, financial services or fitness), you may be able to make some serious coin.

Affiliate marketing is considered passive because, in theory, you can earn money just by adding a link to your site or social media account. In reality, you won’t earn anything if you can’t attract readers to your site to click on the link and buy something.

Risk: If you’re just starting out, you’ll have to take time to create content and build traffic. It can take significant time to build a following, and you’ll have to find the right formula for attracting that audience, a process that itself might take a while. Worse, once you’ve spent all that energy, your audience may be apt to flee to the next popular influencer, trend or social media platform.

4. Money-making strategy: Sell, or resell, used tech on Craigslist

The market for used electronics is vast. You can use Craigslist to part ways with your old iPhone or your MacBook. You can grab a premium for these types of electronics. Some people even flip items by buying them and reselling them.

You could also use a website like Gazelle to sell your used phones, no matter what kind you have. Companies like that have made an entire business model out of buying used phones and refurbishing them. Either way, you can expect to get a fair bit of money relatively quickly if you have these items laying around your house.

Related: 4 Things I Wish I Knew Before Starting a Small Business

3. Rental income

Investing in rental properties is an effective way to earn passive income. But it often requires more work than people expect.

If you don’t take the time to learn how to make it a profitable venture, you could lose your investment and then some, says John H. Graves, an Accredited Investment Fiduciary (AIF) in the Los Angeles area and author of “The 7% Solution: You Can Afford a Comfortable Retirement.”

Opportunity: To earn passive income from rental properties, Graves says you must determine three things:

• How much return you want on the investment
• The property’s total costs and expenses
• The financial risks of owning the property

For example, if your goal is to earn $10,000 a year in rental cash flow and the property has a monthly mortgage of $2,000 and costs another $300 a month for taxes and other expenses, you’d have to charge $3,133 in monthly rent to reach your goal.

Risk: There are a few questions to consider: Is there a market for your property? What if you get a tenant who pays late or damages the property? What if you’re unable to rent out your property? Any of these factors could put a big dent in your passive income.

And economic downturns can pose challenges, too. You may suddenly have tenants who can no longer pay their rent, while you may still have a mortgage of your own to pay. Or you may not be able to rent the home out for as much as you could before, as incomes decline. And home prices have been rising quickly due in part to relatively low mortgage rates, so your rents may not be able to cover your expenses. You’ll want to weigh these risks and have contingency plans in place to protect yourself.

12. Sponsored posts on social media

Do you have a strong following on social media such as Instagram or TikTok? Get growing consumer brands to pay you to post about their product or otherwise feature it in your feed.

You’ll need to keep filling your profile with content that draws in your audience, though. And that means continuing to create posts that grow your reach and engage your followers on social media.

Opportunity: Leveraging your social media presence is an attractive business model. Draw eyeballs and clicks to your profile with strong content and then monetize that content by setting up sponsored posts from brands that appeal to your followers.

Risk: Getting started here can be a Catch-22: You need a large audience to get meaningful sponsored posts, but you’re not an attractive option until you get a meaningful audience. So you’ll have to focus a lot of time first on growing your audience with no guarantee that you’ll be successful. You can end up spending tons of time following the trends and building content, in the hopes that you eventually get the sponsorship that you’re aiming for.

Even when you’ve got the sponsored posts you’re looking for, you’ll need to keep posting to draw in your audience and remain an attractive option for advertisers. That means committing to more time and monetary investment, even if you do have a lot of autonomy on exactly when to do it.

Selling Your Old Stuff

Have you heard people talking about the latest minimalist movement? The goal is to declutter not only your home but your mind and your life. It’s also an excellent opportunity to earn some extra cash. If you really can’t bear to part with some of your belongings, there’s always the option to rent them out instead.

5. Money-making strategy: Do tasks with TaskRabbit

TaskRabbit lets you tap into an existing marketplace of people looking for help locally with chores. The tasks aren't always small. This platform (along with others) offers bigger tasks, such as home renovations, as well.

Amazon is getting into the task business with Amazon Home Services. The services listed range from very small repairs to larger and more involved tasks that would take considerably more effort.

18. Sell designs online

If you have design skills, you may be able to turn them into a money maker by selling items with your printed designs on them. Businesses such as CafePress and Zazzle allow you to sell items such as T-shirts, hats, mugs and more with your own designs.

Opportunity: You can start with your own designs and see what the market is interested in, and expand from there. You may be able to capitalize on surging interest in a current event and design a shirt that captures the spirit of the times or at least a snarky take on it. And you can also set up your own web storefront through a site such as Shopify to market your goodies.

Risk: Printing partners allow you to ship items without directly investing in the merchandise yourself, avoiding one of the biggest risks of tying up your capital. But you may be able to get better pricing if you invest in some of the inventory yourself. Another big risk here is that you could invest a lot of time with little payoff, but this avenue might be interesting if you’re already doing the design work for another purpose, such as personal interest.

Step 4: Focus on Forward Progress

Working from home, self-employment and freelancing are definitely not the same as punching a clock! These strategies require focus and discipline. They may also require boundaries with other family members—something that may be extra challenging right now if everybody is home.

A few tips: Take action. Get out of bed early. Resist watching endless news media. Do not wait for government bailouts or Universal Basic Income. Empower yourself by looking for how you can provide VALUE and EARN results!

This is the one commonality in all cash flow strategies: you must create VALUE for someone else. No employer, customer or client hires you because of your education, your resume, or your experience. They decide to work with you because they have a need they believe you can solve.

So whatever strategy you choose, focus on the VALUE you will provide and how you can help someone else.

Could you use some support? Two people I can recommend are:

• Nathan Teegarden at YourTrueCalling.com is a career coach who helps people transition into purposeful work.
• Tammi Brannan of BlueprintProcess.com is gifted at helping people figure out “what’s next” through an exploration process. (Tammi is also my best friend and sister!)

Make the most of your opportunities. You just might end up grateful that you found yourself in need of creating “cash from scratch”!

And of course—contact Partners for Prosperity if we can assist with your personal finances!

—By Kim Butler and Kate Phillips, updated 09/17/2020

Virtual Assistance

This is another area that’s becoming increasingly popular. Hiring one remote person to undertake a wide range of tasks such as receptionist, customer support, typist, admin, or email assistant saves money, especially for a small business with a tight budget. Work for several different companies, and you’ll be able to maximize your freelancing income.

6. Sell photography online

Selling photography online might not be the most obvious place to set up a passive business, but it could allow you to scale your efforts, especially if you can sell the same photos over and over again. To do that, you might work with an organization such as Getty Images, Shutterstock or Alamy.

To get started, you’ll have to be approved by the platform, and then you license your photos to be used by whomever downloads them. The platform then pays you every time someone uses your photo.

You’ll need photos that appeal to a specific audience or that represent a certain scene, and you’ll need to tease out where the demand is. Photos could be shots with models, landscapes, creative scenarios and more, or they could capture real events that might make the news.

Opportunity: Part of the value of selling or licensing your photos through a platform is that you have the potential to scale your efforts, especially if you can provide pictures that will be in demand. So you could potentially sell the same image hundreds or thousands of times or more.

Risk: You could add hundreds of photos to a platform such as Getty Images and not have any of them really generate meaningful sales. Only a few photos may drive all of your revenue, so you have to keep adding photos as you search for that needle in the haystack.

It may require substantial effort to go out and shoot photos, then process them and keep up with the events that may ultimately drive your revenue. And motivation could be hard to maintain: Every next photo might be your lottery ticket, though it almost certainly won’t be.

Become an Extreme Couponer

When you use one or two coupons every week, it helps you save a small amount of money. Become an extreme couponer, on the other hand, and you could save a whole lot more. To become an extreme couponer, you’ll need to diligently scour magazines, newspapers, and online sites for as many coupons as you can find.

Match these coupons up with promotions and sales to maximize the amount you save. If you get good at it, you could even get some products for free.

A priority this year, for many people, will be figuring out how to make money online. It might be a side gig to supplement your job or a completely new venture. Whatever the reason, there are a wealth of available opportunities.

For quite a few of them, all you’re going to need is access to a reliable internet connection and a smartphone.

Should I Invest in Cryptocurrencies If I Am a Conservative Investor With Very Low Risk Tolerance?

No, you should not invest in cryptocurrencies if you are a conservative investor with low risk tolerance. Cryptocurrencies are very speculative investments, and although many of them had huge returns in 2021, their tremendous volatility makes them unsuitable for conservative investors.

S&P 500 Doubles in 3 Years!

The S&P 500 returned a phenomenal total return of 100% in the three years from 2019 to 2021, despite plunging 35% within a six-week period in February and March of 2020. An investor who held an investment like the SPDR S&P 500 ETF (SPY) over these three years would have seen it double in value.

Watch Videos and Get Paid

Wouldn’t it be great to get paid for watching videos? Well, the good news is that you can. It’s also a lot easier than you think.

There are loads of options. Here is just a small selection:

• Write film subtitles on a freelance basis, and if you speak another language, you could charge extra for your services.
• Become a TV and film reviewer – There are even opportunities to make this a full-time career. It’s a very competitive business, so you might need to charge low rates to start.
• Watch movie trailers and ads for money – Sites such as iRazoo, InboxDollars, and Vindale Research pay you for completing elementary tasks, such as answering surveys and playing games. You can also get paid for watching cooking tutorials, short films, app adverts, and movie trailers.
• Get paid for watching ads on SuccessBux – The minimum payout is a mere $1, and it is paid via PayPal. Other options if you like the sound of watching ads include Swagbucks, ibotta, and Nielsen TV Ratings.
• Sign up with TV-TWO, and you can get paid in cryptocurrency – You’re paid for watching videos, but in this case, you have to earn a massive amount of credits, 50,000, before you’re able to ask for a payout.
• Charge companies for promoting their videos – It helps if you’ve got a good following, but it’s not essential.

Level of expertise: Beginner

Requirements: Laptop or mobile device for watching the videos

Time: Instant

Tools: Sign up with the relevant app

Income Potential: $50 – $500/month

Sell Your Art and Designs

A very popular way to make money online is to sell your art and designs. If you’ve got a good eye for design or consider yourself an artist, it’s possible to sell what you create online and also make money.

There are lots of websites that specialize in this kind of product. You’ll get help creating your shop on the platform, uploading your art or designs, marketing your products, along selling and shipping orders.

Where you decide to sell your designs and art online depends on what you want to sell. A wide range of platforms is available for selling everything from drawings and paintings to woodworking and crafts.

Here are some of the best we’ve found:

• Etsy: This site has a massive following, making it a great place to sell your art. You have to pay listing fees, and the competition is intense, but it’s worth checking out. To make your art stand out, you’ll need to include high-quality images.
• Artfinder: This online marketplace is where independent artists sell their work. You can sell paintings, sculptures, photographs, and much more. The site is aimed at high-end collectors, but that does mean you can charge more for your art. You have to apply to Artfinder if you want to sell your art. Applications are reviewed for originality and quality.
• Big Cartel: Big Cartel charges a flat monthly fee and doesn’t take a percentage from your sales.
• Storeenvy: This platform is entirely free, which makes it a great starting point.
• ArtPal: No upfront fees have to be paid. Instead, ArtPal takes 5% from any sales you make.
• Artmajeur: This site is based in France but sells art globally. Commission rates are a little steep, but you can list various items, including sculptures, drawings, multimedia, paintings, and photography.
• Society6: You can use this site to sell reproductions of art or get your designs or art printed on various items. Simply upload your photography or artwork, and you can have it printed onto everything from iPhone cases to art prints.

You can also use Facebook, Instagram, Patreon, or Shopify.

Level of expertise: Beginner, intermediate, expert

Requirements: Artistic flare or a good eye for design

Time: Up to 12 months to make a liveable profit

Tools: Arts and crafts materials

Income Potential: $50 – $10,000/month

Become a YouTuber and Make Money From It

When people are looking for entertaining, informative, or fun videos, millions of people around the world turn to YouTube. As well as being one of the largest search engines globally, YouTube is also a way to make money online.

The first step is to get an audience for your YouTube channel. The bigger, the better. A larger following can earn you some serious cash. Your audience, the better chance you have of making some serious cash. There are several ways you can monetize your YouTube channel.

• Become a Partner and Earn Cash From Ads
• Sell Merchandise or products
• Crowdfund
• Fan Funding
• License Your Channel’s Content
• Work as an Affiliate or Influencer

The two types of YouTube channels that achieve the best following are:

• Educational content: Think of these as “How to” videos. You can make this type of video if you’ve got information or valuable skills that will interest others.
• Entertaining content: This style of the video includes pranks, reviews, comedy videos, game walkthroughs, and much more.

Level of expertise: Intermediate, expert

Requirements: YouTube channel with lots of followers/subscribers

Time: It can take at least 12 months to realize a profit

Tools: Monetized YouTube account

Income Potential: $5 – $5,000/YouTube video

Step 1: Start With Your Mindset

If you feel the situation looks bleak, commit to rising above fear, worry, and scarcity-thinking. A look at history shows that quarantines and lockdowns may have actually spurred accomplishments and breakthroughs!

Between 1603 and 1613, the plague caused the banning of public gatherings, including London theaters and playhouses. Out of steady work with lots of free time, William Shakespeare wrote King Lear, Macbeth, and Antony and Cleopatra in a single year—while quarantined.

Decades later, Isaac Newton’s classes at Cambridge University were cancelled due to the bubonic plague. The young mathematician retreated to his family home where he produced some of his best work—theories that would become early calculus, optics, and even his theory of gravity.

With life as usual interrupted, now is the perfect time to assess what possibilities exist for you. Ask yourself:

• What skills and passions do you have?
• What did you love doing as a teenager?
• How do you like to spend your free time, and what career or side-gig would allow you to do the sort of activities you love?
• Do you have specialized knowledge that would be valuable to others?
• How can you monetize your unique experience in a new job, business, or freelance side-hustle?

Think about things beyond “survival” and “paying the bills.” Think about how you can THRIVE! Use this opportunity to make a powerful transition into a life and work you’ll love. Have you already found a quarantine hobby or passion? Now’s the time to be open to opportunities for growth and expansion!

13. Invest in a high-yield CD or savings account

Investing in a high-yield certificate of deposit (CD) or savings account at an online bank can allow you to generate a passive income and also get one of the highest interest rates in the country. You won’t even have to leave your house to make money.

Opportunity: To make the most of your CD, you’ll want to do a quick search of the nation’s top CD rates or the top savings accounts. It’s usually much more advantageous to go with an online bank rather than your local bank, because you’ll be able to select the top rate available in the country. And you’ll still enjoy a guaranteed return of principal up to $250,000, if your financial institution is backed by the FDIC.

Risk: As long as your bank is backed by the FDIC and within limits, your principal is safe. So investing in a CD or savings account is about as safe a return as you can find. However, while these accounts are safe, they’re returning less these days than before. And that return can pale in comparison to inflation, which hit mid-single digits last year, hurting the real purchasing power of your money. Nevertheless, a CD or savings account will yield better than holding your money in cash or in a non-interest bearing checking account where you’ll receive nothing.

Buy and Sell Domain Names

In the modern tech-centric world, domain names are big business. In some cases, they can change hands for millions of dollars. At the very least, you can expect a few hundred dollars if you find a solid domain name that’s up for sale.

Don’t expect to turn a profit for several months, as it can take a considerable amount of time to build a top-quality portfolio of domains. How much profit you make depends on how much work you’re prepared to put in. Buying and selling domain names involves trying to predict what’s going to be popular a few months or years down the line.

Another option is to purchase some domains that are already high profile and hang on to them for a while, hoping that their value will increase. There are lots of different tools you can use, such as Just Dropped, Namecheap, Flippa, GoDaddy. Once you’ve purchased the domain, you simply relist it and wait for someone to be interested so you can sell it to them for a profit.

Level of expertise: Beginner, intermediate, expert

Requirements: Knowledge of domain names and what makes them attractive

Time: Anything from one month onwards

Tools: Account with a site that buys and sells domain names

Income Potential: $10-$1,000/month

Make Money on Your Phone

You don’t need a fancy computer to make money. You can make upward of 3k just by using your smartphone. What’s even better is that you won’t need to leave home to do it. The internet has made it super easy, and with smartphones having enough computer power to run a small country, there are numerous ways you can make money from home.

Lots of the options will bring in small amounts of cash, which we’ve already looked at. In this short section, you’ll find out about the more lucrative ways.

• Make a profit from flipping stuff: If you’re the kind of person who has an eye for hidden treasures and deals at garage sales or thrift stores, this could be the option for you. When you flip things, you’re selling items you got free or discounted for profit.
• Make smart investments with Acorns: If you’re interested in making money by investing, Acorns is a fantastic option, especially for beginners. When you buy something with your credit or debit card, Acorn rounds it up and invests the difference. It’s just a small change, but you’ll be surprised at how quickly it adds up.
• Sell books online: There’s a massive market for used books and textbooks. Sites such as Bookscouter help you sell any books you’ve got or books you buy cheaply, for real cash.
• Play games and get paid: If you enjoy passing the time playing games, check out Dabbl. Play fun and simple interactive games and earn money. We’ll look at some other ways to make money playing games in the next section.
• Rover: Get paid to play with dogs, pet-sit, walk dogs, and more. Use your phone to set your rates and plan your schedule.

Level of expertise: Beginner

Requirements: Smartphone

Time: Instant

Tools: Sign up with the app

Income Potential: Up to $3,000 annually

30. Money-making strategy: Wash or detail cars

People are always looking to have their cars washed and detailed. You could be a mobile car washer and detailer without having a permanent location. Reach out to people you know or make some flyers and put it in your neighbors' mailboxes. If you want to get serious about it, prop up a one-page website or give out business cards. You can make money quickly doing this.

16. Money-making strategy: Advertise for companies with a car wrap

Platforms like Carvertise connect brands and companies with drivers. The process is simple -- agree to turn your car into a roaming billboard for a price. If you qualify, you can earn a set monthly fee for advertising with your car. You won't have to pay anything to do this, but you'll need a clean driving record and a fairly new car.

You'll have to drive the car enough to be worth it for brands paying for your services. If you have all that, then you could make a bit of side-hustle income through this endeavor.

Related: The 7 Toughest Startup Lessons You Don't Want to Learn the Hard Way

Rate of Return	Rule of 72	Actual no. of Years	Difference (no.) of Years
2%	36.0	35.0	1.0
3%	24.0	23.5	0.5
5%	14.0	14.2	0.2
7%	10.3	10.2	0.1
9%	8.0	8.04	0.0
12%	6.0	6.1	0.1
25%	2.9	3.1	0.2
50%	1.4	1.7	0.3
72%	1.0	1.3	0.3
100%	0.7	1.0	0.3

Build a Website and Earn an Affiliate Commission

One of the most popular ways to make real money online is through affiliate marketing. 81% of brands and 84% of publishers use the power of affiliate marketing and this statistic is likely to continue as affiliate marketing spending in the US increases every year.

Don’t know what affiliate marketing is? It’s a way of earning money by promoting various brands. You’re promoting products, services, apps, software, and more. In return, companies pay you a commission when a customer buys a product using your link.

You probably think the commission will be small, but that’s not strictly true. It can be but what makes a big difference is that you can be an affiliate for one, two, three, or considerably more different brands, and there’s no limit to the number of links you can include in each of your posts.

There’s also the potential for the commission to be 50% of a $1,000 product and for it to be a recurring commission every month.

How does it work? You advertise the brands via your website by writing blogs, creating infomercials, and other types of content. You include links for your affiliate brands and push traffic to their website.

To achieve any level of success, you have to learn to be persistent. The key to your success will be finding a niche that suits you and having the right strategy. Some of the niches you might want to consider include:

• Software
• Travel
• E-commerce
• Dating
• Loans
• Fitness

Once you’ve decided on a niche, you’ll need to work on designing a website and starting a blog. Starting a YouTube channel that runs alongside your blog is another option.

Level of expertise: Intermediate

Requirements: Content marketing expertise, know how to build a website

Time: From six months to several years before you start making any real profit

Tools: Domain, hosting

Income Potential: $300 to $10,000/day

2. The Contrarian Way—Blood in the Streets

Even the most unadventurous investor knows that there comes a time when you must buy, not because everyone is getting in on a good thing but because everyone is getting out.

Just as great athletes go through slumps when many fans turn their backs, the stock prices of otherwise great companies occasionally go through slumps, which accelerate as fickle investors bail out. As Baron Rothschild supposedly once said, smart investors "buy when there is blood in the streets, even if the blood is their own."

Nobody is arguing that you should buy garbage stocks. The point is that there are times when good investments become oversold, which presents a buying opportunity for investors who have done their homework.

Valuation metrics used to gauge whether a stock may be oversold include a company's price-to-earnings ratio and book value. Both measures have well-established historical norms for both the broad markets and for specific industries. When companies slip well below these historical averages for superficial or systemic reasons, smart investors smell an opportunity to double their money.

Being contrarian means that one is going against the prevailing trend. It therefore requires a greater degree of risk tolerance and a substantial amount of due diligence and research. As such, a contrarian strategy is best left to very experienced investors and is not recommended for a conservative or inexperienced investor.

Start a YouTube channel

Start a YouTube channel and monetize it. For instance, you can gain followers and eventually earn ad revenue, affiliate income or Patreon supporters. YouTube is also an excellent platform for creating a fanbase who will enjoy future offers. Many YouTubers such as Sunny Lenarduzzi have videos for helpful tips for building a profitable following on YouTube.

Become a freelance copywriter

Ten years ago in the middle of the Great Recession, a mutual friend introduced me to Kate Phillips, who was co-writing this blog with me for almost as long! Kate tells other writers that the key to being a successful writer is to make it profitable for someone else.

If you can help businesses attract new prospects, stay in touch with existing customers and clients, and sell more products or services, you will always be in demand! To get started, there are many copywriting training sessions that can help you, such as Drop Dead Copy.

Sell Stuff on Amazon FBA

Amazon is one of the largest online stores. We’ve already looked at creating your eCommerce store, and this idea is kind of similar, but in this case, you’re using Amazon’s platform. It’s a cost-effective way of shipping your products and allows you to provide excellent customer service for a small fee.

An excellent approach is to determine which products sell well on the platform and look for cheaper versions you can rebrand and resell. The selling process couldn’t be more straightforward. You send your items to Amazon, and they’re stored in one of their fulfillment centers.

Potential customers can purchase your items via Amazon or another eCommerce platform. When things are sold, Amazon picks, packs, and ships the items. You can monitor everything via Amazon’s tracking system. Amazon provides excellent customer service and manages any returns.

Such a service isn’t free. The fulfillment fees are rather complicated, but there are plenty of online resources that explain how to calculate the costs.

What to Sell to Make Money on Amazon FBA

You can sell pretty much anything, from items you’ve got lying around your home to expensive, luxury jewelry, but some things sell better than others.

A definite no-no would be well-known brand-name products. Amazon customers tend to be looking for decent products that look like they tick all the boxes and are being sold at a low price.

However, for your items to catch buyers’ eyes, they have to be similar but better than all the rest. List it under your name, for example, and add something extra that other sellers don’t. Better overall service, faster shipping, or a product listing that catches the eye are just a few examples.

Here are some more criteria to bear in mind:

• Products should be niche-specific.
• Items between $10 and $15 tend to sell better.
• Products that are lightweight and small are easier to ship.
• Brand the products as your own.
• Avoid products that are seasonal.
• Your product should solve a problem or address a need.
• Look for quality products from reliable suppliers.
• Choose items in a popular category, for example:
  • Books
  • Baby
  • Beauty
  • Accessories and clothing
  • Electronics
  • Outdoors and gardening
  • Fitness
  • Kitchen and home
  • Health
  • Toys
  • Jewelry

Level of expertise: beginner, intermediate, expert

Requirements: products to sell, computer, and customers for your products

Time: You could earn an income within six months

Tools: Amazon account or your eCommerce site

Income Potential: $50-$100,000/month

13. Money-making strategy: Sell your photos

Have an eye for photography? Of course, you need to be good at this to earn any money but it you are, you can sell photos on ShutterStock or iStockPhoto (along with many others) to generate a passive income from something you might be very passionate about.

For a quicker way to earn by taking photos, solicit people looking for photographers to cover their wedding, engagement, child's birthday or any other life event. You'll need a good camera and some experience, but you can definitely earn some must-needed income this way no matter where you live.

18. Money-making strategy: Take on housecleaning jobs

There's a variety of platforms online that you could tap into for doing this, or you could simply scour your neighborhood or post on social media. You could use Amazon's Home Services for this as well, or you could create your own simple, one-page website to advertise.

Either way, this is a terrific way to make upwards of $20 per hour or more doing a job that's often in high demand. You could easily make this a long-term gig if you perform well and don't cut corners.

Related: From $100 Million to Broke to Betting It All on Cryptocurrencies

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